{"product_id":"cracking-open-the-nest-egg-how-to-make-your-retirement-savings-last-the-distance-9781990003462","title":"Cracking Open the Nest Egg: How to make your retirement savings last the distance","description":"\u003cp\u003e\u003c\/p\u003e\u003cblockquote\u003ePlanning for retirement can be daunting, but Martin Hawes, one of New Zealand's most renowned experts on personal finance, provides guidance to help individuals create a regular monthly income and achieve their desired retirement. With historically low interest rates and longer life expectancy, traditional methods of saving and living off interest are no longer viable. Hawes' book \"Cracking Open the Nest Egg\" offers step-by-step planning to help individuals safely create a regular income for the rest of their lives. \u003c\/blockquote\u003e\u003cp\u003e\u003cstrong\u003eFormat\u003c\/strong\u003e: Paperback \/ softback\u003cbr\u003e\u003cstrong\u003eLength\u003c\/strong\u003e: 192 pages\u003cbr\u003e\u003cstrong\u003ePublication date\u003c\/strong\u003e: 07 April 2022\u003cbr\u003e\u003cstrong\u003ePublisher\u003c\/strong\u003e: Upstart Press Ltd\u003cbr\u003e\u003c\/p\u003e \u003cp\u003e\u003cbr\u003eWhether retirement is looming just around the corner or years away, it can be a daunting prospect. Martin Hawes, one of New Zealand's most renowned experts on personal finance, is here to alleviate your concerns and provide you with the answers you need. In his book, Cracking Open the Nest Egg, Hawes tackles the pressing questions that keep you up at night: How much will I need to retire? Can I ever afford to stop working? How do I ensure that my money lasts as long as I do?\u003cbr\u003e\u003cbr\u003eThe landscape of retirement planning has undergone significant changes in recent years. Historically low interest rates, despite the current fluctuations, coupled with longer life expectancy, have made the traditional approach of parking your nest egg in a savings account and relying on the interest to sustain you throughout your retirement years obsolete. Hawes understands the challenges you face and offers a comprehensive guide to help you navigate the complexities of retirement planning.\u003cbr\u003e\u003cbr\u003eIn this book, Hawes takes you step-by-step through the planning process. He begins by helping you assess your financial situation and goals, providing you with valuable insights into your current income, expenses, and savings. From there, he guides you through the process of creating a regular monthly retirement income that will ensure you have the financial stability you need for the rest of your life.\u003cbr\u003e\u003cbr\u003eOne of the key strategies Hawes emphasizes is the importance of diversifying your investments. He explains that relying solely on a savings account or a single investment vehicle can be risky and may not provide the long-term growth you need to sustain your retirement income. Instead, he suggests investing in a mix of assets, including stocks, bonds, real estate, and alternative investments, to help you achieve a balanced portfolio and minimize risk.\u003cbr\u003e\u003cbr\u003eHawes also provides valuable advice on managing your expenses during retirement. He helps you identify areas where you can cut back or eliminate unnecessary spending, allowing you to save more for your retirement. He also discusses the importance of planning for unexpected expenses, such as healthcare and long-term care, and how to ensure that you have the appropriate insurance coverage in place.\u003cbr\u003e\u003cbr\u003eIn addition to investment strategies and expense management, Hawes delves into the emotional aspects of retirement planning. He recognizes that transitioning from a career to retirement can be a challenging time, and he offers guidance on how to manage the psychological challenges that may arise. He encourages you to embrace the new chapter of your life and find purpose and fulfillment in your retirement years.\u003cbr\u003e\u003cbr\u003eCracking Open the Nest Egg is a comprehensive and practical guide that will empower you to take control of your financial future and achieve the kind of retirement you always dreamed of. Whether you are just starting to plan for retirement or are already in the midst of your retirement years, this book will provide you with the tools and insights you need to make informed decisions and secure a comfortable and fulfilling retirement.\u003cbr\u003e\u003cbr\u003eSo, if you are ready to take charge of your financial future and achieve the retirement you deserve, pick up a copy of Cracking Open the Nest Egg today. Let Martin Hawes guide you on the path to financial independence and peace of mind.\u003cbr\u003e\u003cbr\u003eIn conclusion, retirement planning can be a daunting task, but with the right mind and the right guidance, it can also be a rewarding and fulfilling experience. Cracking Open the Nest Egg by Martin Hawes is a comprehensive and practical guide that will empower you to take control of your financial future and achieve the kind of retirement you always dreamed of. By diversifying your investments, managing your expenses, and planning for unexpected expenses, you can ensure that you have the financial stability you need for the rest of your life. And by embracing the new chapter of your life and finding purpose and fulfillment in your retirement years, you can live a fulfilling and happy life. So, don't wait any longer. Pick up a copy of Cracking Open the Nest Egg today and start planning for the retirement you deserve.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003cstrong\u003eDimension\u003c\/strong\u003e: 234 x 152 (mm)\u003cbr\u003e\u003cstrong\u003eISBN-13\u003c\/strong\u003e: 9781990003462\u003c\/p\u003e","brand":"Martin Hawes","offers":[{"title":"Paperback \/ softback","offer_id":44102421086458,"sku":"9781990003462","price":13.16,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/4297\/2845\/products\/1677245312341_book.jpg?v=1677254428","url":"https:\/\/shulphink.com\/products\/cracking-open-the-nest-egg-how-to-make-your-retirement-savings-last-the-distance-9781990003462","provider":"Shulph Ink","version":"1.0","type":"link"}