Banking and Microfinance Institution Partnerships: A Comparative Analysis of Cambodia and Australia

This book explores the partnerships between commercial banks and microfinance institutions (MFIs) and their potential to develop and enhance the financial inclusion agenda and support sustainable development. It discusses how partnering with a commercial bank can help MFIs overcome challenges and improve their institutional robustness through two case studies in Cambodia and Australia. The book highlights the benefits of partnerships for both MFIs and partnering banks, including increased outreach and sustainability, knowledge transfer, and capacity building. It concludes with a discussion of the characteristics of a partnership model that can succeed in different global contexts.

Format: Hardback
Length: 228 pages
Publication date: 16 March 2023
Publisher: Taylor & Francis Ltd

This comprehensive book delves into the intricate relationships between commercial banks and microfinance institutions (MFIs). It showcases the remarkable potential of these partnerships to foster financial inclusion and contribute to sustainable development. MFIs, by providing access to finance primarily to the poor but economically active individuals, play a crucial role in promoting inclusive economic growth. However, they face numerous challenges that hinder their expansion.

In response to these challenges, the book explores how partnering with commercial banks can overcome them and enhance the institutional robustness of MFIs. Through two detailed case studies, one in Cambodia and the other in Australia, the book examines the motivations, objectives, and operational dynamics of these partnerships. It sheds light on the challenges, success factors, and potential benefits derived from increased outreach and sustainability, as well as the transfer of knowledge and potential for capacity building.

Not only do MFIs benefit from these partnerships, but the partnering banks also reap significant advantages, whether driven by commercial or social objectives. These partnerships not only help embed social consciousness but also enhance staff engagement.

Concluding the book, the authors elucidate the key characteristics of a partnership model that can succeed across diverse global contexts. This insightful work will captivate a wide range of researchers and students specializing in development economics, banking, finance, and sustainable development. By shedding light on the transformative power of partnerships, this book offers valuable insights into the ongoing efforts to promote financial inclusion and achieve sustainable development worldwide.

Weight: 620g
Dimension: 234 x 156 (mm)
ISBN-13: 9781032170442