Card-Carrying Christians: Debt and the Making of Free Market Spirituality in Colombia

In the waning years of Latin America's longest and bloodiest civil war, the rise of an unlikely duo is transforming Colombia: Christianity and access to credit. Rebecca C. Bartel's book details how surging evangelical conversions and widespread access to credit cards, microfinance programs, and mortgages are changing how millions of Colombians envision a more prosperous future. However, programs of financialization propel new modes of violence, as prosperity becomes conflated with peace and debt with devotion. Survival only becomes possible through credit and its accompanying forms of indebtedness, but at a price.

Format: Hardback
Length: 312 pages
Publication date: 24 May 2021
Publisher: University of California Press

In the final stages of Latin America's longest and most devastating civil war, a remarkable convergence is taking place in Colombia: the rise of Christianity and access to credit. In her captivating new book, Rebecca C. Bartel delves into the profound ways in which surging evangelical conversions and widespread availability of credit cards, microfinance programs, and mortgages are reshaping the aspirations and destinies of millions of Colombians. These developments offer a glimpse into a future where economic prosperity intertwines with peace and debt becomes a symbol of devotion. However, this financialization process also unleashes new forms of violence. As prosperity becomes conflated with tranquility, and debt with loyalty, survival becomes contingent upon credit and its accompanying obligations. While a promising new era beckons on the horizon, it comes with a significant cost.

The transformative power of Christianity and access to credit is evident in various aspects of Colombian society. Evangelical churches have experienced exponential growth, attracting both traditional believers and those seeking spiritual fulfillment. The availability of credit has enabled individuals and families to pursue education, start businesses, and improve their living conditions. Microfinance programs have provided small loans to marginalized communities, empowering them to escape poverty and achieve economic stability. Mortgage loans have allowed people to own their homes, a crucial step towards building a secure and prosperous future.

However, this convergence of Christianity and credit has also led to unintended consequences. As prosperity becomes intertwined with peace, the pressure to maintain economic growth can lead to unsustainable practices and environmental degradation. Debt becomes a heavy burden for many individuals and families, trapping them in a cycle of poverty and dependence. The pursuit of credit can also fuel social tensions and conflicts, as individuals and communities compete for scarce resources and financial opportunities.

To address these challenges, it is essential to promote responsible financial practices and education. Governments, financial institutions, and civil society organizations should work together to create policies that promote economic development while protecting the environment and ensuring social equity. Additionally, efforts should be made to promote financial inclusion, ensuring that all individuals, regardless of their background or socioeconomic status, have access to credit and financial services.

In conclusion, the rise of Christianity and access to credit in Colombia is a complex and multifaceted phenomenon that holds the potential for positive transformation and growth. However, it is crucial to navigate this convergence carefully, recognizing the potential risks and unintended consequences. By promoting responsible financial practices, education, and inclusion, Colombia can build a more prosperous and sustainable future for all its citizens.

Weight: 544g
Dimension: 229 x 152 x 25 (mm)
ISBN-13: 9780520380011