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Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries: South Africa, Namibia, Botswana and Zimbabwe

Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries: South Africa, Namibia, Botswana and Zimbabwe

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  • More about Financial Inclusion and Digital Transformation Regulatory Practices in Selected SADC Countries: South Africa, Namibia, Botswana and Zimbabwe

This book investigates the regulation and promotion of financial inclusion in the SADC region, comparing the regulation, promotion, and enforcement of relevant laws in South Africa, Namibia, Botswana, and Zimbabwe. It also evaluates financial inclusion in the context of specific challenges faced by unbanked and underbanked customers, who are easy targets for cyber criminals. The book presents novel discussions on the challenges and flaws associated with the enforcement of financial inclusion laws and related measures, and offers a comprehensive study of the regulation and promotion of financial inclusion in the SADC region.

Format: Hardback
Length: 374 pages
Publication date: 29 March 2023
Publisher: Springer International Publishing AG


This comprehensive book delves into the regulation and promotion of financial inclusion, conducting a comparative analysis of the relevant laws in the Southern African Development Community (SADC), including South Africa, Namibia, Botswana, and Zimbabwe. It also explores the challenges of financial inclusion and evaluates its impact on unbanked and underbanked customers, who are vulnerable to cyber crimes due to their limited digital literacy. The book presents novel discussions that identify the challenges and flaws associated with the enforcement of financial inclusion laws and related measures in the SADC region. Its primary objective is to reveal the current strengths and weaknesses of financial inclusion laws in relation to certain aspects of companies, securities, and financial markets within the region.

For instance, there is a lack of a common financial inclusion instrument or law that is effectively and uniformly applied across the SADC. This has hindered the efforts of enforcement authorities to combat financial exclusion effectively across the region.

The book is undoubtedly the most comprehensive study to date on the regulation and promotion of financial inclusion in the SADC region and fills a significant gap in SADC and African legal jurisprudence. It offers valuable insights for policymakers, attorneys, bankers, securities holders, and other market participants involved in financial inclusion, as well as undergraduate and graduate students interested in this topic.

Weight: 746g
Dimension: 235 x 155 (mm)
ISBN-13: 9783031238628
Edition number: 1st ed. 2023

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