Principles of Banking Regulation

This textbook
textbook provides an accessible, comprehensive analysis of banking in the post-crisis regulatory reform era, covering law, economics, finance, management, and policy studies. It covers recent international, European, and UK bank regulatory and policy developments, including Basel IV, structural regulation, bank resolution, and Brexit, and their impact on bank governance, compliance, risk management, and strategy.

Format: Paperback / softback
Length: 492 pages
Publication date: 06 June 2019
Publisher: Cambridge University Press

This comprehensive textbook offers an accessible and in-depth analysis of the key principles and regulations governing banking in the post-crisis regulatory reform era. It takes a multi-disciplinary approach, drawing from law, economics, finance, management, and policy studies to examine banking regulation. The book provides detailed coverage of the latest international, European, and UK bank regulatory and policy developments, such as Basel IV, structural regulation, bank resolution, and Brexit. It also considers the impact of these developments on bank governance, compliance, risk management, and strategy.

The textbook begins by providing an overview of the historical context and evolution of banking regulation. It explores the factors that led to the financial crisis and the subsequent regulatory reforms aimed at preventing future crises. It then discusses the key principles and rules governing banking, including the separation of banking activities, capital requirements, risk management, and consumer protection.

The book goes on to examine the specific regulations and policies implemented in response to the financial crisis. It discusses the Basel Accords, which set global standards for bank capital and liquidity requirements, and the Dodd-Frank Wall Street Reform and Consumer Protection Act, which introduced new regulations for the financial industry. It also covers structural regulation, such as the Volcker Rule Act, which limits banks' proprietary trading activities, and the European Union's Capital Requirements Directive, which sets standards for bank capital and liquidity requirements in the European Union.

In addition to discussing the regulations and policies, the book also considers the impact of these developments on bank governance, compliance, risk management, and strategy. It explores how banks have adapted to the new regulatory environment and how they are managing their risks and uncertainties. It also examines the challenges and opportunities that arise for banks in the post-crisis regulatory reform era, such as the rise of digital banking, the increasing importance of data analytics, and the need for sustainable banking practices.

Overall, this textbook is an essential resource for students, scholars, and professionals interested in banking regulation and policy. It provides a comprehensive and up-to-date analysis of the key principles and rules governing banking in the post-crisis regulatory reform era. It is well-written, accessible, and relevant to a wide range of audiences, and it will be of great value to anyone seeking to understand the complex and evolving landscape of banking regulation.

Weight: 974g
Dimension: 176 x 246 x 24 (mm)
ISBN-13: 9781108447973