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Susan F.Murray

The Problem of Private Health Insurance: Insights from Middle-Income Countries

The Problem of Private Health Insurance: Insights from Middle-Income Countries

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Financial markets, actors, institutions, and technologies are increasingly shaping services and welfare, including private health insurance. This Element provides an interdisciplinary overview of the drivers of these markets in middle-income countries, their appeal for development institutions and governments, and their impact on health systems and our ideas about rights, fairness, and responsibility.

Format: Paperback / softback
Length: 96 pages
Publication date: 11 April 2024
Publisher: Cambridge University Press


Financial markets, actors, institutions, and technologies play a pivotal role in shaping the availability, narration, and representation of services and welfare. This Element delves into the rationale and operation of private health insurance, a financial technology, and the industry it inhabits. It provides a comprehensive cross-disciplinary analysis of the drivers of these markets in middle-income countries, exploring their appeal for development institutions and governments. Through illustrative case examples and critical scholarship, it examines how new markets are pursued and how states are entangled in market development. It also reflects on how the private health insurance sector is shaping and segmenting health systems, as well as our notions of rights, fairness, and responsibility.

Financial markets, actors, institutions, and technologies are increasingly shaping the availability, narration, and representation of services and welfare. This Element delves into the rationale and operation of private health insurance, a financial technology, and the industry it inhabits. It provides a comprehensive cross-disciplinary analysis of the drivers of these markets in middle-income countries, exploring their appeal for development institutions and governments. Through illustrative case examples and critical scholarship, it examines how new markets are pursued and how states are entangled in market development. It also reflects on how the private health insurance sector is shaping and segmenting health systems, as well as our notions of rights, fairness, and responsibility.


ISBN-13: 9781009208185

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