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China Development Research Foundation

China's Commercial Health Insurance

China's Commercial Health Insurance

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  • More about China's Commercial Health Insurance

The book examines the financing of China's health system and proposes an increased role for commercial health insurance to overcome the difficulties. It highlights the need for better healthcare services for higher-income groups and suggests that commercial health insurance can help meet this demand while increasing the income of medical professionals. The industry needs to overcome challenges such as greater specialization, increased capacity, structural reform, improved regulation, and closer integration with China's medical reform program.

Format: Paperback / softback
Length: 516 pages
Publication date: 13 June 2022
Publisher: Taylor & Francis Ltd


This comprehensive book delves into the intricate realm of financing China's health system, presenting a compelling argument that the current arrangements are insufficient and advocating for a greater role of commercial health insurance as a means to address the challenges at hand. It highlights the limitations of China's present social medical insurance system, which primarily caters to basic medical services, leading to a significant number of affluent Chinese individuals seeking high-quality medical services abroad and doctors facing unsatisfactory salaries and social recognition. Recognizing the need for a solution, the book suggests that commercial health insurance holds the potential to fulfill the demand of higher-income groups for superior healthcare services while simultaneously enhancing the income of more competent medical professionals.

The book proceeds to examine the current state of China's commercial insurance industry, outlining the various challenges that the industry must overcome to assume a more significant role. These challenges encompass areas such as greater specialization, increased capacity, structural reform, improved regulation, and closer integration with China's medical reform program. By addressing these challenges, the book aims to pave the way for the commercial insurance industry to play a pivotal role in shaping China's healthcare landscape.

In conclusion, this book offers a valuable insights into the financing of China's health system, emphasizing the need for a comprehensive and sustainable approach. By advocating for a greater role of commercial health insurance, the book aims to address the challenges faced by China's healthcare system and promote a more equitable and efficient healthcare delivery system.

Weight: 950g
Dimension: 234 x 156 (mm)
ISBN-13: 9781032335971

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